The Credit Union offers a variety of products and services designed to assist your financial needs. We strive to add value to our member’s lives by providing them with fast, easy and convenient service. The Credit Union Philosophy of “People Helping People” is and always will be our main priority.
Baylands Family Credit Union is committed to serving the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
We will provide a climate in which our employees are stimulated to achieve outstanding performance and professionalism.
We are a member-owned institution that exists “Not for Profit, but for Service.”
We believe in helping families live better lives.
Since 1927, C&F Bank has been highly committed to the communities we serve with our time, our talent and our treasure. Our community commitment is perhaps the best example of our Focused on You mission and we look forward to growing this support in the future.
New Kent, VA
C&F Bank was built on the simple truth that if you pay attention to people and the community, you can make a difference. We strive to serve our customers and colleagues alike by listening to their concerns, focusing on their needs, and paying close attention to the details that can make them more successful. We believe in the value of good works, honest dealings, and long-term relationships. We lead through service because we care.
Our cooperative structure means that a portion of the profits generated from our lending activity is returned to our borrowers in the form of patronage refunds. These patronage refunds are based on the proportion of interest earned on an individual loan. This significantly reduces the cost of borrowing for our customers.
The team at Farm Credit are financial professionals with the experience and knowledge to provide the help you need when you need it. And we know agriculture and country living. We’re locally operated by people you know and trust.
Our combination of competitive rates, personal service and extensive local knowledge is unmatched in the financial world. Just contact us and see what we can do for you.
We serve 50 counties in Virginia and Maryland, with offices conveniently located near you.
Our primary function is to provide loans, including:
Farm and country home loans
Loans for land purchase, home construction, and improvements
Loans for buildings, machinery, livestock and equipment
Production loans for both full-time and part-time farmers
Loans for ag-related businesses
Wood industry loans for operating capital, timberland acquisition, standing timber
Who made banking so boring?
So cumbersome? So full of fees and serious faces?
Who said this was the best it could be?
Who told us to slow down? To stop asking questions?
Let’s face it: the banking industry is stuck in a nut
And it’s time we demand better
Why not 24/7?
Why not new ideas, faster tech, bigger dreams?
Why not put the customer first at every. Single. Step.
With services that actually serve,
And solutions that actually solve?
The time is NOW:
To demand a more gratifying banking experience,
Built with sharp minds and endless questions,
To champion the people, and propel the industry.
To forge with confidence and care,
With ideas that inspire,
And possibilities that exceed what came before.
This is the future and we won’t settle for less.